Transaction Monitoring Specialist

Colibrix One View all jobs

  • Saint Julian's, Malta Island
  • Permanent
  • Full-time
  • 3 days ago
  • Apply easily
Join COLIBRIX ONE – Innovating the Future of PaymentsAt COLIBRIX ONE*, we’re building advanced, AI-powered payment technologies that support Payment Service Providers (PSPs), Electronic Money Institutions (EMIs), and neobanks across the EU and the UK. As a fully licensed Electronic Money Institution (FCA Reference No. 927920) and holder of a Financial Institution Licence issued by the MFSA, as well as a principal member of both VISA and Mastercard, we provide comprehensive, real-world financial solutions that include:
  • Global card processing
  • Digital wallet infrastructure
  • Cross-border merchant accounts
  • Alternative payment methods (APMs)
  • Corporate accounts for legal entities
We’re a fast-growing team with a passion for innovation, security, and scalability. Our culture values curiosity, collaboration, and impact - and we’re looking for talented professionals who are ready to shape the future of fintech.At COLIBRIX ONE, your work directly powers the digital economy. If you're eager to solve meaningful challenges and build with purpose, we’d love to hear from you.About The RoleWe're looking for a Transaction Monitoring Specialist with strong analytical skills to detect fraud, assess risk, and ensure compliance with AML/CTF regulations and card scheme rules. You will monitor transactions in real time, investigate suspicious activity, and support improvements in monitoring processes.Key Responsibilities:
  • Monitor deposits and review daily fraud and chargeback reports to ensure merchant compliance with VISA and Mastercard programs
  • Conduct real-time transaction monitoring for business and individual clients
  • Analyze large volumes of transaction data to detect suspicious patterns and potential fraud
  • Perform periodic evaluations of client accounts and website functionality to ensure compliance, including test transactions
  • Investigate merchants and portfolios to assess risk, ensure compliance, and detect fraudulent or illegal activities
  • Identify potential money laundering, terrorist financing, and sanctions evasion scenarios
  • Collect and manage additional client data related to completed transactions
  • Address operational monitoring issues promptly, escalating and reporting suspicious activities as needed
  • Ensure all client transactions comply with AML/CTF procedures and guidelines
  • Assist colleagues from other departments with AML/CTF-related matters
  • Provide insights and recommendations to enhance transaction monitoring efficiency
What you need to succeed in this role:
  • Minimum 2 years of experience in AML transaction monitoring
  • Proven experience in acquiring and underwriting
  • Strong understanding of AML/CTF regulations and industry best practices
  • Familiarity with customer due diligence (CDD) and enhanced due diligence (EDD) procedures
  • Experience working with large data sets and strong Excel skills, including pivot tables
  • Familiarity with payment screening processes
  • Excellent analytical and problem-solving skills, with attention to detail
  • Ability to work with confidential information
  • Proficiency in Microsoft Office and AML software/tools
  • Certification in AML/CTF or a related field is a plus
  • Experience working in a fast-paced environment
  • Motivation to learn and contribute to ongoing process improvements
  • Excellent written communication skills with the ability to convey complex information clearly
  • Fluency in English (proficiency in additional languages is considered an asset)
What we offer:
  • Opportunity to shape the future of fintech solutions within a growing company
  • A collaborative and supportive team environment
  • English / Spanish classes
  • Opportunity to receive reimbursement for work-related training/courses
  • Option to work in a hybrid model based on mutual agreement with the direct coordinator
*Employment will be offered by Mellifera Kartiera Limited, registration number C107685, legal address: Villa Malitah, Mediterranean Street, The Village, St. Julians, STJ 1870, Malta, which is part of the group of companies operating under the COLIBRIX ONE brand. COLIBRIX ONE is a brand representing a group of legal entities, including Mellifera Kartiera Limited, Colibrix Limited, and Mellifera Operations Limited. While this position is offered within Mellifera Kartiera Limited, the employer reserves the right to offer employment through another legal entity within the group.

Colibrix One