Credit Officer

Malta Island
Permanent
Full-time

4 hours ago

Credit OfficerThe RoleWe believe in offering the best possible support and service to our customers. We do this by adopting a collaborative culture, working together to answer customer needs today and tomorrow - using our shared insight to make their experience with us as unique as possible. As part of our Credit department, you will be reporting directly to the Credit Manager.Key ResponsibilitiesAs a Credit Officer your daily activities will include:

Carrying out daily credit routine tasks, including the processing of transactions, maintenance of collateral items, generation and follow ups on credit related reports and other tasks as delegated by the Head of Credit or his delegates.
Supporting the Credit function in the daily monitoring and control aspects and conducting credit assessments and reviews for new and existing credit facilities including the compilation of recommendations to the credit committee.
Ensuring that all the required documentation is held on file for adequate credit assessment and record keeping.
Building and maintaining strong relationships with the Bank's customers and deliver the highest levels of customer service.
Assisting the Assistant Credit Manager, Credit Manager and the Head of Credit in meeting customer priorities as required.
Updating credit procedures on an ongoing basis.
Preparing periodic risk related reporting for the Head of Credit and the Bank's Senior Management.
Contributing to the overall business results by working together with team members across the organisation to grow sustainable revenues and meet the organisation's goals.
Upholding the Bank's integrity among its various stakeholders and integrate AML/CFT considerations into the relevant aspects of his/her remit.
Reporting circumstances that may bring the Bank into disrepute upstream as well as transactions that may represent potential elements of concern to the Bank's MLRO.

Skills and Capabilities Required

Have a minimum of 1 years' related work experience.
Be in possession of a finance or banking qualification.
Be able to work with minimal supervision, adopt a can-do approach and have strong self-motivation.
Have good organizational and time management abilities.
Have strong communication, analytical and financial skills, ensuring clarity and accuracy when conveying information to senior/line management.
Be a strong team player.
Be fluent in both Maltese and English and have excellent report writing skills.
Have an advanced working knowledge of Excel and a sound IT aptitude.

BenefitsThis opportunity comes with an attractive remuneration, wellbeing incentives as well as offers prospects for personal development.Our employees' health and wellbeing are important to us. To support this, we offer private health insurance, as well as life and personal accident insurance. In addition, we offer an interest subsidy on home loans or a rental subsidy, a fitness allowance and free parking.We recognise our employees' potential and invest in their growth by providing training and development opportunities both internally and with external providers. Our employees can also benefit from remote working arrangements to help with better work/life balance and to help us create a greener environment saving on commuting and vehicle costs.

Izola Bank

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