Executive - Credit Operations Unit
- Malta Island
- Permanent
- Full-time
- ensuring accurate and timely execution of work related to Credit Operations;
- checking of daily updating of systems / reports in regards to Credit Agreements issued to Customers;
- checking of daily incoming Bank Guarantees that need to be issued / amended / extended or cancelled;
- handling / checking of daily standing order report to make sure that no insuarnce policy lapses;
- handling / checking the pledging of Life and Building Policies as well as shares & bonds;
- analysing and challenging bank architect reports and updating information on the Bank’s database system;
- checking the perfection of securities & conditions prior and post contract & updating the Bank’s database systems;
- checking of incoming House Authority reports requests;
- checking letters issued on a daily basis to customers;
- replying to relevant Jira’s to make sure that SLA’s are met in a timely manner;
- relasing of any collaterals that need to be released for fully repaid facilities;
- processing / Checking daily loan drawdowns, Factoring, Invoice Discouting & B.O.E received,
- completing end of month Central Bank Reporting & other regulatory reporting as required;
- checking of any relevant fees that may be due on a daily basis;
- checking of initial collateral data such as Insurance policy and Bank Guarantees forms data on the Bank’s Collateral systems;
- signing of A signature on Bank drafts and any other Bank supported documents;
- effectively supporting the manager responsible for the unit in the daily tasks and providing general support as may be required;
- implementing and monitoring best practices that are issued from time to time;
- maintaining a good and healthy working relationship with all internal and external parties including the Bank’s and customers’ architects, other banks and notaries being strategic partners in the unit’s activities; and
- challenging existing policies and procedures and suggest changes and / or improvements based on first-hand experience.
- have sound knowledge of Microsoft Office applications;
- have 3 or 4 Banking accounting and fundamentals experience;
- have Experience in coordinating activities;
- have good working knowledge of local (Maltese) legislation in respect of credit; and
- have proven track record of working in the operation / management of credit such as the handling of securities, perfection of conditions of sanction and management of loan draw downs.
- have past experience in a Credit Operations area of a Financial Institution; and
- have a certificate or diploma at MQF Level 5 in Economics, Banking and/or Business Management.
- Ongoing personal development;
- Preferential interest rates on home loans, personal loans and home value loans;
- Comprehensive support for academic advancement through fully subsidized staff study loans;
- Private clinic health insurance coverage, extendable to dependants;
- Life insurance and personal accident cover;
- Free ophthalmic examinations;
- Private counselling sessions in collaboration with Richmond Foundation;
- Additional half-day leave for birthday celebrations;
- Annual performance appraisals and salary reviews;
- €250 annual wellness allowance;
- Complimentary mammogram screenings for female employees aged over 40 and PSA screenings for male employees aged over 40;
- Flexible work arrangements (role permitting); and
- Various corporate discounts.
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