The FinTech Supervision function is responsible for the authorisation and supervision of entities operating under the Markets in Crypto-Assets Regulation (MiCA) and the Financial Institutions Act. The function also acts as the Authority's centre of expertise on digital finance and FinTech-related supervisory and policy matters. The function also works closely with internal stakeholders, national competent authorities, and European institutions to ensure consistent, effective, and forward-looking supervision in a rapidly evolving digital finance environment.About the Role As a Senior Analyst within the Authorisations team of the FinTech Supervision Function you will be expected to:
Serve as a senior contact point for prospective applicants and promoters; engaging in direct communication with these stakeholders, providing comprehensive updates, and promptly addressing any issues that may arise;
Assess applications for authorisation under the Financial Institution Act and Markets in Crypto-Assets Act;
Review and draft memoranda to be presented to the relevant decision-making bodies within the MFSA;
Managing team members, ensuring the appropriate distribution of work tasks and the achievement of the set KPIs for the individuals and for the team, and that processes are efficient and effective;
Engage in the formulation and implementation of authorisation procedures, actively proposing enhancements to streamline efficiency and elevate the standard of quality;
Lead initiatives in the authorisation workstream under the Financial Institutions Act and Markets in Crypto-Assets Act.
Liaise with the various Functions and Directorates of the Authority in the handling of the various projects and tasks, as well as other Governmental bodies and act as point of contact, when required;
Participate in local, EU, and international fora, including the relevant committees of the European Supervisory Authorities;
Act as a digital finance and FinTech champion within the MFSA.
Undertake any other duties as assigned by the Head and/or as may be required by the MFSA from time to time based on the exigencies of the Authority.
About You We are looking for candidates with solid academic background which may be considered as relevant to this post. The role calls for an academic qualification in a relevant field of study at National Qualification Framework Level 6 or better, duly certified by the Malta Qualifications Recognition Information Centre (MQRIC) or a widely recognised professional qualification at a comparable level.You will also possess a minimum of five (5) years working experience in the area related to the role. Candidates with longer working experience relevant to the role will be preferred.If you do not have the necessary academic or professional qualifications but you have at least ten (10) years of relevant experience, we would still be interested in speaking with you.Skills and competencies:
Knowledge of the Financial Institutions Act (Malta) and Markets in Crypto-Assets Regulation (MiCA)
FinTech and crypto-asset regulatory understanding
Strong analytical and risk assessment skills
Regulatory report writing and documentation
Team leadership and stakeholder communication
Project management and process improvement
Other Information The MFSA is an Equal Opportunities Employer as certified by the NCPE (National Commission for the Protection of Equality) and is committed to a policy of equal opportunity in all aspects of employment and will take care to avoid any form of discrimination in its recruitment procedures. The MFSA reserves the right to withdraw this call at any time and not to select any of the Candidates.It is the responsibility of applicants in possession of qualifications awarded by Universities and other similar institutions outside Malta to produce a recognition statement on comparability of qualifications issued by the Malta Qualifications Recognition Information Centre (MQRIC). Applicants should do so preferably at application stage or otherwise at the preliminary interview should an applicant be selected for such interview. Details can be obtained by accessing the National Commission for Further and Higher Education website on under MQRIC heading.The MFSA shall ensure that any processing of personal data is in accordance with Regulation (EU) 2016/679 (General Data Protection Regulation), the Data Protection Act (Chapter 586 of the Laws of Malta) and any other relevant European Union and national law. For further details, you may refer to the Data Protection Policy on the MFSA webpage .Candidates are to note that the submission of any false statement/s or omission, even if unintended, may lead to the cancellation of their application and may render the candidate's appointment liable to termination.Furthermore, please note that candidates may be asked to submit any documentation in support of the information provided, including but not limited to, proof of qualifications and Police Conduct Certificates.
