Payments Specialist

Malta Island
Permanent
Full-time

1 month ago

Life @ FIMBankFIMBank's success story is attributed to the dedication and commitment of our team. Every employee is a champion of the FIMBank brand and its underlying promise of quality, dynamism, commitment, and innovation. All our employees are given the opportunity to develop as professionals and to advance in their careers through our learning and development programmes.About the JobThe Payments Supervisor will form part of the Payments Operations and will be responsible for its daily operations by ensuring the accurate, efficient, and timely processing of international payment transactions and related operational activities. The role includes supervising settlement processes, managing static data activities, supporting team members when required, supporting treasury and reconciliation functions, and ensuring compliance with internal policies, operational procedures, and applicable regulatory requirements.Duties and Responsibilities:

Supervise and support back-office functions related to international payments processing, including settlements, confirmations, treasury operations, reconciliations, and payment investigations.
Ensure all payment instructions are processed accurately, efficiently, and within established deadlines.
Monitor daily operational workflows to ensure service level agreements and internal deadlines are consistently met.
Ensure the timely settlement of all money movements processed through third-party banking systems.
Assist the Payments Manager in the day-to-day management of the Payments Department.
Allocate workloads effectively and ensure adequate coverage across operational functions.
Ensure payment transactions executed via SWIFT or other payment networks are verified and authorised in line with internal controls and deadlines.
Oversee the investigation and resolution of payment discrepancies, rejected payments, or settlement issues.
Oversee the maintenance and validation of static data within payment systems, including account opening, account closures, and ongoing account maintenance.
Identify, assess, and mitigate operational and financial risks associated with payment processes.
Support the implementation of new regulatory requirements related to payments and financial transactions.
Support the testing, implementation, and enhancement of banking systems and payment processing solutions.
Build and maintain effective relationships with third-party banking partners and internal departments.
Provide high-quality service and operational support to Accounting, Treasury, and Client Services teams.
Participate in projects aimed at improving operational efficiency, automation, and service quality.
Ensure compliance with relevant regulatory requirements, internal policies, and operational procedures.
Identify opportunities to improve processes, service levels, and operational controls.
Stay adjourned and adhere to the latest AML/CFT policies and procedures.

Qualifications and skills:

A relevant MQF level 4 or higher qualification in Banking, Finance, or a related field.
Minimum 3-5 years' experience in banking operations, payments processing, or financial services.
Experience working with international payments, SWIFT messaging, or payment settlement systems will be considered an asset.
Understanding of treasury operations, reconciliations, and payment investigations.
Strong MS Excel and reporting skills.
Strong analytical and problem-solving abilities.
Attention to detail and accuracy.
Risk awareness and control mindset.
Effective communication and stakeholder management.
Time management and ability to work under pressure.

What we offer:

Welcoming and professional environment;
Work with a proactive, forward looking Team;
Professional growth;
Internal/External Learning and Development opportunities.
Attractive salary;
Health, Life and Personal Accident insurance cover; and
Pension plan.

Equal Opportunity StatementFIMBank is committed to diversity and inclusivity.

FIMBank

Apply Now