Life and Health Underwriter

• Evaluate insurance applications and determine risk acceptability and appropriate terms.
• Review medical, occupational, and financial information to assess risk profiles.
• Apply underwriting guidelines to ensure effective risk selection.

• Ensure accurate and timely underwriting decisions and policy issuance.
• Maintain clear records for compliance and audit purposes.

• Support underwriting strategies using market insights and claims data.

• Ensure underwriting practices comply with applicable regulations and internal policies.
• Support internal audits and regulatory reviews.

• Work closely with sales, operations, and claims teams to support efficient operations.
• Provide underwriting guidance to intermediaries and internal stakeholders.
• Participate in training and presentations related to underwriting processes.

• Monitor underwriting KPIs such as turnaround times, approval rates, and medical statistics.
• Contribute to process improvements through analysis and feedback.

• Certificate in Insurance or equivalent qualification preferred.
• Minimum 1 year of experience in Life or Medical underwriting.
• Good understanding of insurance regulations.
• Strong analytical and decision-making skills.
• High attention to detail and strong communication skills in English.

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