Director – Regulatory Compliance & MLRO

Nium View all jobs

  • Malta Island
  • Permanent
  • Full-time
  • 2 days ago
Nium is the global infrastructure company powering real-time cross-border payments. Founded to deliver the payments infrastructure of tomorrow, today, we are building a programmable, borderless, and compliant money-movement layer that powers transactions between people, businesses, and intelligent systems - enabling banks, fintechs, payroll providers, travel platforms, marketplaces, and other global enterprises to move money instantly, anywhere in the world.Co-headquartered in San Francisco and Singapore, with offices in 14 markets and team members across 20+ countries, we take pride in a culture anchored in Keeping It Simple, Making It Better, and Winning Together. 2025 was the strongest year in our 10-year history, with record revenue, record transaction volumes, and EBITDA profitability - and we are now entering one of the most dynamic chapters in our journey. We believe the best work happens face-to-face, and we operate a hybrid model with three in-office days per week to strengthen collaboration, alignment, and innovation.We move over $50B annually across a network that spans 190+ countries, 100 currencies, and 100 real-time corridors. We power fast payouts to accounts, wallets, and cards; enable local collections in 35 markets; and support card issuance in 34 countries - all backed by licenses across 40+ markets.With over $300M raised to date, Nium offers ambitious builders the opportunity to shape the future of global money movement - at scale.As the Director - Regulatory Compliance & MLRO Malta, you will be working as part of Nium's global, dynamic Compliance team. The Compliance team is responsible for advising the business on all compliance matters and ensuring the regulatory requirements for Malta are met. In addition, this team is also responsible for client onboarding, Transaction Monitoring, and for the detection and prevention of financial crime including, money laundering, and terrorist financing. \nResponsibilities
  • Develop and manage Financial Crime and AML methodology to manage all sources of regulatory risk to meet the needs of our Maltese/EU regulators and ensure they remain up to date with all regulatory and international standard
  • Develop country specific risk assessment highlighting control gaps
  • Build up compliance reporting as per regulatory and governance requirements and issue internal reports to Senior Management (AML/CTF internal control report, Fraud, periodic internal reports etc.)
  • Act as a subject matter expert for the business and management on compliance-related matters in Europe
  • Develop and improve the company's policies and procedures on an ongoing basis
  • Lead AML external audits
  • Perform ongoing risk assessments and horizon scanning for applicable regulatory requirements
  • Act as point of contact for the Malta Financial Services Authority (MFSA) and law enforcement agencies
  • Ensure proper regulatory and AML/CFT reporting to MFSA
  • Assist in to improve and streamline end to end compliance operational processes through automation and technology
  • Lead the roll out and ongoing management of the Compliance Training Framework
  • Participating in Compliance or business-driven projects, including regulatory developments and strategic initiatives
Requirements
  • 10+ years' experience within regulated companies, in senior compliance role(s) with robust knowledge on Compliance topics (KYB / KYC, AML/CFT, Sanctions etc.)
  • Good understanding of the Payments/Fintech industry
  • Knowledge and experience (preferably within Payments/Fintech) in Malta
  • ACAMS/ICA certified (preferably)
  • Strong analytical skills with experience in problem solving and being able to implement and deliver solutions
  • Demonstrate clear sense of accountability in performing the role and a positive demeanour
  • Ability to identify inefficiencies, see the bigger picture, challenge the current status quo and define scalable and sustainable processes and methodology
  • Able to prioritize quickly and meet deadlines even under pressure
  • Strong stakeholder management and communication skills
  • Team player with strong collaborative qualities
  • Ability to lead and motivate high-performing individuals.
  • Willingness to learn continuously and keep up to date with the Payments industry and its regulatory landscape (globally).
  • Fluent English
\nWhat we offer at NiumWe Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.We Care for Our Employees: The wellness of Nium'ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible working hybrid working environment (3 days per week in the office).We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend.We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!We Thrive with Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.

Nium