AML & compliance analyst

• Conduct full CDD on new and existing clients, ensuring completeness, accuracy, and regulatory alignment.
• Identify beneficial owners, verify corporate structures, and assess the purpose and intended nature of the business relationship.
• Apply EDD where higher-risk factors exist (PEPs, sanctions exposure, complex structures, high-risk jurisdictions, adverse media, etc.).
• Document all findings clearly and consistently in the relevant compliance tools and corporate software.
• Identify gaps, anomalies, or inconsistencies (e.g., source of wealth vs. customer profile).
• Escalate unclear, incorrect, or missing information.
• Ensure risk ratings reflect current and complete information at onboarding and throughout the relationship.

• Monitor customer activity through periodic reviews and event-driven reviews.
• Identify red flags or deviations from expected behaviour.
• Escalate unusual activity promptly to the CO, with a clear, well-structured rationale.
• Ensure screening results (sanctions, PEP, adverse media) are addressed and recorded.

• Perform sanctions, PEP, and adverse media screening using screening tools.
• Analyse potential matches, dismiss false positives, and escalate genuine hits.
• Conduct open-source intelligence (OSINT) research when needed.

• Produce clear, concise, and well-structured reports, assessments, and memos.
• Ensure documentation is complete, easy to follow, and consistently stored.
• Maintain an audit trail demonstrating decision-making and rationale.

• Communicate effectively with internal stakeholders (partners, lawyers, AML & Compliance Team, etc.)
• Request information professionally and clearly from customers or introducers.
• Be proactive in asking questions when something is unclear.
• Support colleagues and share knowledge within the team.

• ICA Certificate/Diploma in AML, Governance, Risk & Compliance
• ACAMS (Certified Anti-Money Laundering Specialist)
• CISI International Introduction to Securities & Investment or Risk in Financial Services
• STEP Certificate / Diploma (for trust & corporate services)

• Strong analytical and reasoning ability
• High attention to detail
• Good written communication in English (reports, memos)
• Independence with sound judgement
• Ability to work with tight deadlines
• Strong ethics and confidentiality
• Willingness to learn and take feedback

Ganado Advocates