Senior AML officer
- San Ġwann, Malta Island
- Permanent
- Full-time
R77 Recruitment is proud to be supporting our client a rapidly growing financial services provider in the search for an ambitious AML/CFT professional who is ready to step into a leadership trajectory. The successful candidate will work closely with the MLRO and Compliance Manager to strengthen the organisations defences against money laundering and terrorist financing risk while mentoring a small team of junior officers.Key Responsibilities
- Liaise across internal departments and with competent authorities on AML/CFT matters.
- Analyse and review AML documentation, including Enterprise Wide Risk Assessments, Customer Acceptance Policies, and AML Policies & Procedures.
- Act as support officer during AML/CFT examinations and compliance reviews, assessing adherence to statutory obligations.
- Draft clear and concise reports on findings and remediation plans arising from examinations.
- Organise and maintain examination files in line with the AML Units recordkeeping policy.
- Manage the Compliance Departments shared mailbox, ensuring timely triage and escalation of queries.
- Lead the onboarding and ongoing monitoring of clients, performing CDD, EDD, and periodic reviews.
- Review sanctions, PEP, and adverse media screening results; document outcomes and recommended actions.
- Assist in transaction monitoring investigations and the preparation of STRs/SARs where required.
- Maintain accurate internal registers (breaches, PEPs, STRs, training, etc.).
- Attend Board meetings and shadow the MLRO/Compliance Manager, preparing minutes and action trackers.
- Draft and update the AML Handbook; design Standard Operating Procedures (SOPs) for new or amended processes.
- Supervise and mentor junior compliance officers; allocate work, monitor performance, and provide feedback against internal deadlines.
- Support continuous improvement initiatives and perform any other duties delegated by the Compliance Manager.
- Minimum three (3) years hands-on experience in an AML/CFT compliance role.
- Thorough knowledge of EU and Maltese AML/CFT legislation, FIAU Implementing Procedures, and industry guidance.
- Proven analytical, investigative, and report-writing skills.
- Excellent command of written and spoken English.
- Independent and wellorganised, with the ability to manage multiple priorities and tight deadlines.
- Exposure to a corporate service provider, audit firm, or banking environment.
- Experience coaching or supervising colleagues.
- Familiarity with AML technologies (screening, transactionmonitoring, casemanagement tools).
- Approachable communicator who can influence stakeholders and provide expert compliance advice.
- Clear progression path: opportunity to become a team leader within 1218 months, supported by structured training and mentorship.
- Competitive package: Attractive salary, performance bonus, and comprehensive benefits.